No Joining Fees. Real Rewards. Is This the Smartest Card in India?

CRED IndusInd Bank RuPay Credit Card

UPI That Pays You Back

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1% Back on Other UPI

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Online Shopping = 5% Back

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Use Coins Across 500+ Brands

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₹0 Joining Fee

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₹0 Joining Fee

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₹0 Joining Fee

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CRED IndusInd Bank RuPay Credit Card

UPI That Pays You Back

Scan & Pay through CRED app and earn 5% in CRED Coins.

1% Back on Other UPI

Even offline UPI gets you value back. No spend goes unrewarded.

Online Shopping = 5% Back

Earn 5% on every eligible online transaction inside CRED.

Use Coins Across 500+ Brands

Redeem Like Cash

Flights, hotels, gadgets, gift cards—₹1 = 1 Coin.

₹0 Joining Fee

Start free. Keep earning. No hidden charges.

₹499/year from Year 2

₹0 Joining Fee

₹499/year from Year 2

Start free. Keep earning. No hidden charges.

Total Protect Security

Fraud, theft, or loss, your card is protected.

₹0 Joining Fee

₹499/year from Year 2

Start free. Keep earning. No hidden charges.

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