Best Cashback Credit Cards in India (2025)

Pravin B.

Why Cashback Credit Cards?

Cashback cards give you real money back for spending on shopping, dining, travel, and bills. 

Axis Bank ACE Credit Card

Earn 5% cashback on bill payments via Google Pay, 4% on Swiggy, Zomato, Ola, and 1.5% on all other spends. Simple, high-value savings with no complex rules.

SBI Cashback Credit Card

Get 5% cashback on all online spends and 1% on offline. No merchant restrictions. Cashback is auto-credited, great for everyday digital spenders.

Lifetime free. 5% cashback for Prime users on Amazon, 3% for others. 2% on Amazon Pay partners, 1% everywhere else. Cashback goes straight to Amazon Pay balance.

Amazon Pay Credit card

Flipkart Axis Bank Credit Card

5% cashback on Flipkart and Myntra, 4% on Swiggy and Uber, 1.5% on everything else. Best for Flipkart fans and foodies.

HDFC Millennia Credit Card

Enjoy 5% cashback on Amazon, Flipkart, Zomato, and Myntra. 1% on other spends. Includes lounge access and fuel waiver, ideal for urban shoppers.

Tips to Choose the Right Card

Match with your spending Check cashback capping Compare fees vs benefits

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