The SBI Vistara Credit Card is your gateway to an elevated lifestyle filled with exclusive travel privilege, great rewards, and unmatched convenience. Whether you’re a frequent traveler or someone who value seamless financial solutions, this card has something for everyone.
With benefits like complimentary Economy Class Tickets, the opportunity to earn 3 Club Vistara (CV) Points per Rs. 200 spend, and milestone rewards that offer even more tickets for high spends, the card ensures every purchase brings you closer to your next adventure. Plus, enjoy access to domestic and international airport lounges, robust insurance cover of up to Rs. 50 lakhs, and flexible payment options to suit your needs.
SBI Vistara Credit Card Benefits
Welcome Gift
- Receive 1 Economy Class Ticket as an E-Gift Voucher upon payment of the annual/renewal fee.
Reward Benefits
- Earn 3 Club Vistara (CV) Points for every Rs. 200 spent using your SBI Vistara Credit Card.
- Redeem your CV Points for flights on Air Vistara and its partner airlines.
Milestone Benefits
- Earn 1,000 bonus CV Points by spending Rs. 50,000 within 90 days of card issuance.
- Get 1 Economy Class Ticket for annual spends of Rs. 1.25 lakh, Rs. 2.5 lakh, and Rs. 5 lakh.
Travel and Lounge Benefits
- Enjoy 1 free domestic lounge visit per quarter.
- Get 24 months of standard Priority Pass membership. Lounge access available at USD 27 per visit, plus applicable taxes.
Comprehensive Insurance Coverage
- Air Accident Cover: Up to Rs. 50 lakhs.
- Lost Card Liability: Up to Rs. 1 lakh.
- Flight Cancellations: Coverage for up to 4 cancellations per year, limited to Rs. 3,500 per cancellation.
Global Acceptance and Cash Access
- Accepted at over 24 million outlets worldwide, including 3,25,000 outlets in India.
- Withdraw cash from over 1 million MasterCard or Visa ATMs globally, including 18,000 ATMs in India.
Contactless Advantage
- Simply wave your card at a secure reader for small-ticket purchases.
- Enhanced security ensures reduced risks of card loss or fraud.
Flexible Payment Options
- Flexipay: Convert transactions of Rs. 2,500 or more into easy monthly installments.
- Balance Transfer on EMI: Transfer outstanding balances from other credit cards to your SBI Club Vistara Credit Card and enjoy lower interest rates with EMI options.
Easy Bill Pay and Add-On Cards
- Pay utility bills such as electricity, mobile, and telephone using the Easy Bill Pay facility.
- Empower your family with add-on cards for parents, spouse, or children above 18 years of age.
Fees and Charges
- Annual Fee: Rs. 1,499 + applicable taxes.
- Renewal Fee: Rs. 1,499 + applicable taxes from the second year onward.
- Add-On Fee: Nil.
SBI Club Vistara Card vs Axis Vistara Credit Card
| Feature | SBI Club Vistara Credit Card | Axis Bank Vistara Signature Credit Card | IDFC First Bank Club Vistara Credit Card |
|---|---|---|---|
| Annual Fee | ₹1,499 + Taxes | ₹3,000 | ₹4,999 + Taxes |
| Welcome Benefits | 1 Economy Class Ticket (E-Gift) | 2 Complimentary Domestic Lounge Visits per Quarter | Premium Economy flight ticket + Club Vistara Silver Membership |
| Reward Points | 3 CV Points per ₹200 spent | 2 CV Points per ₹200 spent | 6 CV Points per ₹200 spent |
| Reward Redemption | Redeem for Air Vistara and partner airlines flights | Redeem for Air Vistara and partner airlines flights | Redeem for Air Vistara and partner airlines flights |
| Lounge Access (Domestic) | 4 visits per year (max 2 per quarter) | 2 visits per quarter | 2 visits per month |
| Lounge Access (International) | Priority Pass membership (2 visits per year) | Not specified | 1 visit per month |
| Air Accident Insurance | ₹50 Lakhs | ₹1 Crore | ₹1 Crore |
| Lost Card Liability | ₹1 Lakh | ₹5,000 | ₹5,000 |
| Other Benefits | Flexipay, Balance Transfer on EMI | Golf benefits, Dining discounts | Golf lessons and rounds, Lounge access |
| Forex Markup Fee | 3.5% | 3.5% | 2.99% |
Conclusion: Why Choose the SBI Vistara Credit Card?
Based on the comparison with similar Vistara co-branded credit cards, the SBI Vistara Credit Card emerge as a well-balanced option, especially for those looking for a travel-focused card with significant rewards and reasonable fees.
- Affordable Annual Fee: At ₹1,499 + taxes, the SBI Club Vistara Credit Card offer one of the lowest annual fees among its competitors. This makes it a great entry-level option for travelers who wants to benefit from the perks of a co-branded credit card without paying a premium price.
- Reward Points: With 3 CV Points per ₹200 spent, the SBI Club Vistara Credit Card offers a competitive reward rate. While the IDFC First Bank Club Vistara Credit Card provides more points per spend, the rewards on the SBI card still provide excellent value for frequent flyers.
- Exclusive Travel Benefits: The SBI Club Vistara Credit Card comes with a free Economy Class ticket as a welcome benefit, a perk that sets it apart from Axis Bank and IDFC First Bank offerings. Additionally, it offer Priority Pass membership for international lounge access, a feature typically reserved for premium cards.
- Domestic Lounge Access: Although the Axis Bank Vistara Signature Credit Card and IDFC First Bank provide more generous lounge access, the SBI Club Vistara Credit Card offer 4 free domestic lounge visits per year, which is a great benefit for occasional travelers.
In conclusion, if you’re a frequent traveler looking for a balance of affordability, valuable rewards, and travel-related benefits, the SBI Club Vistara Credit Card is an excellent choice. While it may not offer the highest reward points or the most extensive lounge access, it strikes a great balance between cost and benefits, making it a solid contender among Vistara co-branded credit cards.
FAQs
1. What is the annual fee for the SBI Vistara Credit Card?
The annual fee for the SBI Vistara Credit Card is ₹1,499 + applicable taxes. Renewal charges are the same from the second year onward.
2. What is the welcome benefit of the SBI Vistara Credit Card?
As a welcome gift, you receive one Economy Class ticket as an e-gift voucher upon payment of the annual/renewal fee.
3. How many reward points can I earn with this card?
You earn 3 Club Vistara (CV) Points for every ₹200 spent. These points can be redeemed for flights on Air Vistara or partner airlines.
Latest Content From RewardYourCard
BobGameTech.com Paytm Credit Card: Discover Key Features, Rewards, Charges.
ICICI Bank HPCL Super Saver Credit Card Review: Features, Benefits, and Savings Explained
SBI Pulse Credit Card Benefits, Features, and Review! Offered Welcome Gifts Of Smart Watch.
Best Credit Cards for Swiggy: Unlock Discounts and Cashback on Every Bite
About The Author
Pingback: BPCL SBI Card Octane Review! A Premium Fuel Card With High Rewards. - RewardYourCard