As part of a strategic partnership with Tata Digital, SBI Card has introduced two co-branded credit cards Tata Neu Plus SBI Card and Tata Neu Infinity SBI Card targeting users who are frequent visitors of the Tata Neu app and Tata Group services. The cards provide compelling value propositions through NeuCoin rewards, lifestyle benefits, and linking within Tata’s digital ecosystem. The Tata Neu Plus SBI Card, which costs ₹499 plus taxes per year, gives 2% back in the form of NeuCoins on spends across Tata brand platforms. The Tata Neu Infinity SBI Card, on the other hand, is for high-end users, giving up to 10% value back on Tata Neu app spends when combined with NeuPass, for ₹1,499 plus taxes per year. Whether you’re a regular shopper or a high-spending traveler, these new cards bring targeted value and convenience to a wide range of consumers.
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Tata Neu Plus SBI Card Benefits
Tata Neu Plus SBI Card is designed to provide great value to customers who seek an entry-level card with benefits that are customized to their shopping needs. It is suited for customers who regularly use Tata brands and services and need a hassle-free experience for earning NeuCoins as well as reaping other beneficial benefits.
- 2% NeuCoins on Tata brand spends: Get 2% back on Tata brand purchases like Croma, BigBasket, and more.
- 1% NeuCoins on all other spends: Get rewards on all other spends, making it perfect for routine transactions.
- Welcome Benefit: Get 499 NeuCoins as welcome reward on the first transaction.
- Fuel surcharge waiver: Get 1% fuel surcharge waiver on fuel spends of ₹400 to ₹5,000 (up to ₹250 per cycle).
- Free Lounge Visits: Get 4 complimentary domestic lounge visits per year, with the eligibility determined on spending ₹50,000 quarterly.
- Annual Fee: The card has an annual fee of ₹499 + GST, waived off on spending ₹1 lakh and above in a year.
Tata Neu Infinity SBI Card Benefits
The Tata Neu Infinity SBI Card is premium card designed for high spenders looking for more rewards, exclusive benefits, and better lifestyle privileges. The card provides maximum value to customers who shop using the Tata Neu app, travel frequently, and appreciate best-in-class benefits. It offers 5% return in the form of NeuCoins on purchases through Tata brands and 5% extra NeuCoins on Tata Neu app-eligible spends if used through the NeuPass and Neu app combination. Since it offers the highest NeuCoins value at a maximum of 10% with Tata Neu app purchases, Tata Neu Infinity is appropriate for an user looking for premium rewards, airport lounge access, and UPI-based features.
- 5% NeuCoins on Tata brand purchases: Get 5% back on Tata brand purchases like Croma, BigBasket, Tata 1mg, Air India, and others.
- Additional up to 10% NeuCoins with NeuPass: Get an additional 5% back on eligible purchases via the Tata Neu app while connected to NeuPass.
- Welcome Offer: Get 1,499 NeuCoins as a welcome offer upon first transaction.
- Complimentary Lounge Access: Get 8 domestic lounge visits and 4 international lounge visits per year with Priority Pass, subject to quarterly spend levels.
- Fuel surcharge waiver: Get a 1% fuel surcharge waiver on fuel expenses (₹400 to ₹5,000), up to ₹500 per billing cycle.
- Annual Fee: The card charges an annual fee of ₹1,499 + GST, which is waived if you spend ₹3 lakh or more annually.
Tata Neu Plus Vs Tata Neu Infinity
| Feature | Tata Neu Plus SBI Card | Tata Neu Infinity SBI Card |
|---|---|---|
| Annual Fee | ₹499 + GST | ₹1,499 + GST |
| Fee Waiver | On annual spends of ₹1,00,000 | On annual spends of ₹3,00,000 |
| Welcome Benefit | 499 NeuCoins | 1,499 NeuCoins |
| NeuCoins on Tata Brand Purchases | 2% | 5% |
| NeuCoins on Other Purchases | 1% | 1.5% |
| NeuCoins on Tata Neu App (with NeuPass) | N/A | 5% additional (up to 10%) |
| Fuel Surcharge Waiver | 1% (Max ₹250 per cycle) | 1% (Max ₹500 per cycle) |
| Domestic Lounge Access | 4 visits per year | 8 visits per year |
| International Lounge Access | No | 4 visits via Priority Pass |
| Quarterly Spend Requirement for Lounge Access | ₹50,000 | ₹75,000 (Domestic) / ₹1,50,000 (International) |
| Best Suited For | Entry-level users and Tata shoppers | Premium users, travelers, and heavy Tata app users |
My Thoughts
The Tata Neu Plus SBI Card is a great choice for new users who want to get rewards on Tata brand purchases, regular lounge access, and low annual fees. With 2% NeuCoins on Tata purchases and low annual charges of ₹499, the card is a fair deal for users who do repeatedly purchase at Tata brands.
On the other hand, Tata Neu Infinity SBI Card is meant for high-end users and heavy spenders with 5% NeuCoins on Tata brand spends and high-end benefits like better lounge access, NeuCoins on Tata Neu app spends through NeuPass, and higher-end travel benefits. Despite the higher ₹1,499 annual fee, it is offset by high rewards and premium benefits, which make it ideal for frequent travelers and users of the Tata app.
In short, Tata Neu Plus is perfect for those who want value-based, entry-level card, while Tata Neu Infinity is perfect for those who want premium rewards and benefits.
FAQ
- Tata Neu Plus and Tata Neu Infinity SBI Credit Cards differ in what?
Tata Neu Plus SBI Card is a mass-market card providing 5% NeuCoins on Tata brand expenditures, whereas Tata Neu Infinity SBI Card is a super-premium variant with up to 10% NeuCoins, airport lounge access at no cost, and greater rewards on international and dining expenses. - How do credit cards use NeuCoins?
NeuCoins are reward points on eligible spends with the card. They can be used on the Tata Neu app for shopping across Tata businesses such as Croma, BigBasket, Air India, and so on. 1 NeuCoin = ₹1 when used. - What are the charges for these cards every year?
- Tata Neu Plus SBI Card: ₹499 + GST (waived on ₹1 lakh yearly spend)
- Tata Neu Infinity SBI Card: ₹1,499 + GST (waived on ₹3 lakh annual spend)
- Are these cards useful only for Tata brand shopping?
Though they give the highest NeuCoin rewards on Tata brands, both cards also give rewards on other segments such as dining, international spending, groceries, and so forth particularly the Infinity version. - How do I apply for the Tata Neu SBI Credit Cards?
You can apply online either through the Tata Neu app or the SBI Card website. Eligibility will be based on your credit score, income, and other factors as decided within SBI Card.
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