The ICICI Bank Sapphiro Visa Credit Card Rewards features designed to redefine luxury and convenience. Cardholders are treated to welcome vouchers worth ₹7,250 from top brands like Tata Cliq, EaseMyTrip, and Croma, along with a one-year complimentary Zomato Pro membership. The card offers unmatched travel privileges, including eight complimentary domestic lounge visits, two international lounge accesses annually, and two free spa sessions at select airports. Its robust rewards program ensures up to 6 points per ₹100 on international transactions and milestone rewards up to 20,000 bonus points yearly. Beyond travel, enjoy monthly “Buy 1 Get 1” offers on BookMyShow, four complimentary golf rounds per month, and exclusive dining discounts through the ICICI Culinary Treats Program. These benefits, combined with a fee waiver on annual spends of ₹6,00,000, make the Sapphiro card a top choice for premium experiences.
ICICI Bank Sapphiro Visa Credit Card Rewards
Sapphiro Visa Credit Card Welcome Rewards
Tata Cliq Vouchers
Worth ₹3,000 to enhance your shopping experience.
EaseMyTrip Vouchers
Four vouchers worth ₹1,000 each for your travel plans.
Uber Vouchers
Four vouchers of ₹250 each for affordable rides.
Croma Voucher
₹1,000 voucher for gadgets and electronics shopping.
Zomato Pro Membership
One-year complimentary subscription for exclusive dining perks.
Sapphiro Visa Credit Card Reward Points
Points Accumulation
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Domestic spends (Mastercard): Earn 2 points per ₹100.
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Domestic spends (Amex): Earn 3 points per ₹100.
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International spends (Mastercard): Earn 4 points per ₹100.
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International spends (Amex): Earn 6 points per ₹100.
Milestone Rewards
Earn up to 20,000 bonus points annually based on spending thresholds.
Travel & Lifestyle Privileges
Airport Lounge Access
Enjoy 8 domestic lounge visits annually (4 per quarter) and 2 international lounge visits via Dreamfolks membership.
Airport Spa Sessions
Relax with 2 complimentary spa sessions annually at select airports in India.
Golf Privileges
Enjoy up to 4 rounds of complimentary golf each month at leading courses worldwide.
BookMyShow Offers
Avail “Buy 1 Get 1” offers on movie tickets twice a month, with discounts up to ₹500 per transaction.
Fee Waiver
The card’s annual fee of ₹3,500 + GST is waived if annual spending exceeds ₹6,00,000.
Sapphiro Visa Credit Card Eligibility Criteria
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Age
Applicants must be between 21 and 65 years old.
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Income
Minimum monthly income: ₹80,000 (salaried) or ₹83,333 (self-employed).
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Credit Score
A CIBIL score above 750 is recommended.
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Documents Required
PAN card, proof of address, proof of income, and ID verification.
Sapphiro Visa Credit Card Fees and Charges
- Joining Fee: ₹6,500 + GST (inclusive of welcome benefits)
- Annual Fee: ₹3,500 + GST
- Foreign Exchange Markup: 3.5% on international transactions
- Reward Redemption: ₹99 + GST per redemption request
Comparison with Similar Credit Cards
| Credit Card | Annual Fee | Key Benefits |
|---|---|---|
| ICICI Bank Sapphiro Credit Card | ₹3,500 + GST | Extensive travel and lifestyle perks |
| HDFC Regalia Credit Card | ₹2,500 + GST | Lower fee but fewer travel benefits |
| Standard Chartered Emirates World Credit Card | ₹3,000 + GST | Ideal for Emirates flyers; cashback on duty-free |
| SBI Elite Credit Card | ₹4,999 + GST | Complimentary memberships, movie deals |
Drawbacks
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High Annual Fees
Annual fees might deter occasional users from opting for this card.
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Low Redemption Value
The reward point redemption value (₹0.25 per point) is lower compared to other premium cards.
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Milestone Rewards for High Spenders
Milestone rewards cater mainly to high spenders, making it less appealing to average users.
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