HSBC Visa Platinum Credit card is well grounded option for individuals who love to travel, Enjoy entertainment perks, and prefer reward points over cash back. These lifetime free credit card offers complementary airport lounge access and attractive reward program and exclusive benefits like bookmyshow movie tickets and fuel surcharge wavier. One of the biggest advantages of HSBC Platinum Credit Card Lifetime Free with zero annual fee provided you to meet the spending criteria. This card also comes with international transactions benefits making it useful for occasional travelers.

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hsbc visa platinum credit card review

HSBC Visa Platinum Credit Card Benefits

  • Airport lounge access : Get complementary access to select domestic airport lounges Making your travel experience more comfortable.
  • reward points: 2 reward points for every ₹150 spent and enjoy accelerated rewards spent ₹4,00,000 or more In a year. above this limit rewards will be multiplied by 5X times.
  • Entertainment offers: love watching movies? then enjoy by one get one free on bookmyshow twice a month, with a discount of up to 200 rupees per ticket.
  • Fuel surcharge wavier: 1% waiver on fuel surcharge for transactions between ₹400 and ₹4000 per year, monthly cap will be ₹250.

Latest Offers on HSBC Visa Platinum Credit Card

If you’re planning to apply for the HSBC Visa Platinum Credit Card, now is a great time to do so! HSBC is offering exciting rewards for new applicants:

Amazon E-Gift Voucher Worth ₹250: Apply online and complete your Video KYC (VKYC) to receive this reward.

₹500 Cashback : Simply download and log in to the HSBC India Mobile App and spend ₹5,000 within the first 30 days of getting your card to qualify.

Reward Points

This card comes with a decent reward program allowing you to earn points on every spend. Earn 2 reward points for everyone with ₹150 spent. if you spend more than ₹4,00,000 annually you earn 5X points up to a maximum of 15,000 extra points in a year. Points can be redeemed for travel vouchers merchandise or even converted to air miles. Using them for air miles or shopping vouchers usually gives you the best value.

For example if you spend ₹5,00,000 per year you could earn around 10,000 reward points Which can be redeemed for shopping watches or air miles Transfering into significant savings.

Fees and Charges

While this card comes with no annual fee there are few other charges you should be aware of it. HSBC Visa Platinum Credit Card International Transaction Charges Will be 3.5% on international spents. Cash withdrawals fee will be 2.5% of the amount widrawn. Late payment fees varies based on outstanding balance.

Eligibility Criteria

To apply for this card you need to meet the basic criteria.

  • Age: Between 18 and 65 years
  • Income requirement: salaried and self employed individuals with a stable income of 4,00,000 rupees annually can apply.
  • credit score: A good credit score can increase chances of approval. 750+ score usually prefered.

HSBC Visa Platinum Credit Card Apply?

Online: Visit HSBC’s website, fill in the application form, and complete the Video KYC (you may also receive an Amazon e-gift voucher for applying online).
Offline: Visit an HSBC branch with your documents.

Documents required:

  • PAN card
  • Aadhaar card (or any address proof)
  • Salary slips or bank statements (for income proof)

HSBC Visa Platinum Credit Card Review

The HSBC visa platinum credit card It’s fantastic zero annual fee card with solid rewards and entertainment benefits. If you frequently shop watch movies or travel within India this card gives you good value without any cost. However if you need a card for international spending the 3.5% Forex markup is a downside. but for everyday use in India the three lounge access fuel saving and movie discounts make it a great choice for budget conscious users.

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