The Flipkart axis bank credit card is a feature packed cashback credit card perfect for online shoppers. With unlimited cashback rewards and attractive welcome bonus. This card is denied to maximum saving for treatment Flipkart and partner brand shoppers. In this article we will explore its top features cashback benefits fees eligibility and application process to help you decide if it is right choice for you or not.
Flipkart Axis Bank Credit Card Benefits
- 5% cash back on Flipkart and Myntra: Run 5% unlimited cash by on Flipkart and Myntra purchases Making your shopping experience even more rewarding with this credit card.
- 4% cashback on partner brands: Get 4% cash back on Speggy Uber PVR and cure fit Ensuring savings on food delivery travel entertainment and fitness Approaches.
- 1% cash back on all of the transaction: enjoy 1% cash back on all other eligible spends ensuring continuous saving on every purchase Hope everyday spends.
- welcome benefits worth ₹500: get a flipkart voucher worth of 500 rupees after for your first transaction with card.
- Airport lounge access: Z4 complementary domestic airport lounge visits Per year, Making travel more comfortable.
- Fuel surcharge waiver: save on fuel surcharge waiver on trasanctions between hundred ₹400 per month. Capped ₹4000 per year
- Dining discounts: Get a 15% discount at over 10,000 partner restaurant through axis banks Dining delights program.
Fees And Charges
| Fee Type | Details |
|---|---|
| Joining Fee | ₹500 (one-time) |
| Annual Fee | ₹500 (waived on ₹3,50,000 spend) |
| Interest Rate | 3.6% per month (52.86% annually) |
| Cash Advance Fee | 2.5% of the amount (Min ₹500) |
Eligibility And Documents Required
To be eligible for the flipkart axis bank credit card applicants must be between 18 to 70 year old. Individuals need to minimum income of 15,000 per month While self-employed applicants should earn at least ₹30,000 per month. The necessary documents includes iit proof(aadhar card pan card) address proof, and income proof (salary slips, ITR or bank statements).
How To Apply For Flipkart Axis Bank Credit Card
You can apply for the flipkart access bank credit card through the simple steps.
- Is it the axis bank website or the flipkart app, or you can apply through link provided in the article.
- Click for apply now and fill in your details.
- Upload necessary documents for verification.
- Once approved, the card will be delivered to your address.
Comparison With Other Cashback Credit Cards
| Feature | Flipkart Axis Bank Credit Card | Amazon Pay ICICI Bank Credit Card | HDFC Millennia Credit Card |
|---|---|---|---|
| Best for | Flipkart & Partner Brands | Amazon Shopping | Online & Offline Cashback |
| Cashback Rate | 5% Flipkart, 4% partners, 1% others | 5% Amazon (Prime), 3% others | 5% Amazon, Flipkart, Myntra |
| Annual Fee | ₹500 (waived on ₹3.5L spend) | No Annual Fee | ₹1,000 (waived on ₹1L spend) |
| Lounge Access | 4 Free Domestic Lounges | No Lounge Access | 4 Free Domestic Lounges |
What You Save
| Category | Monthly Spend | Cashback Rate | Savings per Month | Annual Savings |
|---|---|---|---|---|
| Flipkart/Myntra | ₹10,000 | 5% | ₹500 | ₹6,000 |
| Swiggy/Uber | ₹5,000 | 4% | ₹200 | ₹2,400 |
| Other Spends | ₹5,000 | 1% | ₹50 | ₹600 |
| Total Annual Savings | ₹9,000 | |||
Flipkart Axis Bank Credit Card Review
This Credit card is one of the best cashback credit cards for online shoppers especially those who frequently buy from Flipkart and its partner merchants. For scissors whose paint primarily on flipkart and Myntra the fiber is cashback insurance substantial savings, While the 4% cashback on partner adds most value for food travel and entertainment expenses. 1% cashback on orders transactions also positive Point. Addition to this complementary lounge access, dining discounts and fuel surcharge waiver make it an attractive financial feature for everyday use.
This product have some drawbacks also. The cashback is limited to selected brands which may not be ideal for those with diverse shopping preference. Additionally the new fee of ₹500, though waived on spending above the electric ₹3,50,000 Annually, might not be suitable for low spenders. another key downside that wallet Reloads and emi transactions do not earn cash back, Which could be a disadvantage for users relying on these payments methods. If you frequently shop on Amazon or use a wider variety of merchants another card with broader cashback structure might be a better fit.
Latest Content From RewardYourCard
Myntra Kotak Credit Card Review, Benefits & Offers.
American Express SmartEarn Credit Card Review
SBI Cashback Credit Card Benefits And Review
SeatGeek Credit Card Offers: Unlock the Best Offers By Chase, Amex on Tickets
BobGameTech.com Paytm Credit Card: Discover Key Features, Rewards, Charges.
ICICI Bank HPCL Super Saver Credit Card Review: Features, Benefits, and Savings Explained
SBI Pulse Credit Card Benefits, Features, and Review! Offered Welcome Gifts Of Smart Watch.
Best Credit Cards for Swiggy: Unlock Discounts and Cashback on Every Bite
About The Author
Pingback: Discover Noise Twist Smart Watch Credit Card Offers! - RewardYourCard
Pingback: Airtel Axis Bank Credit Card Review 2025 – Benefits, Cashback & Savings Explained