Craving delicious meals without breaking the bank? Swiggy, one of India’s most popular food delivery platforms, partners with leading credit cards to offer incredible discounts, cashback, and perks for foodies. From flat ₹120 discounts with Axis Bank My Zone Credit Card to 10% cashback with Swiggy HDFC Bank Credit Card, there’s a card for everyone. Whether you’re ordering dinner, groceries from Instamart, or using Genie for quick errands, the right credit card can help you save significantly. Let’s dive into the best credit cards for Swiggy, highlighting their offers and benefits to help you choose the perfect one for your foodie lifestyle.
Best Credit Cards for Swiggy offers
Swiggy HDFC Bank Credit Card
Why it’s great: Exclusive cashback across all Swiggy services
- Cashback: Get 10% cashback on all Swiggy transactions, including food orders, Instamart, Dineout reservations, and Genie services.
- Other Rewards: Earn 5% cashback on online shopping and 1% on other spends.
- Joining Perk: Complimentary 3-month Swiggy One membership, giving free deliveries and additional discounts.
- Annual Fee: ₹500 (waived on spending ₹2,00,000 annually).
Why Choose It: Frequent Swiggy users will love this all-in-one card designed for seamless savings and convenience on every order.
Axis Bank My Zone Credit Card Swiggy Offer
Why it’s great: Fixed discounts on Swiggy food orders
- Discount: Enjoy a flat ₹120 off on Swiggy food delivery orders twice a month.
- Eligibility: Minimum order value of ₹500; use the coupon code ‘AXIS120’ during checkout.
- Annual Fee: ₹500 (waived on spending ₹2,00,000 annually).
Why Choose It: Perfect for occasional Swiggy users who want assured savings every month.
ICICI Bank Credit Card Swiggy Offer
Why it’s great: Multiple cashback offers on Swiggy Instamart
- Cashback: Get 10% off (up to ₹150) on Swiggy Instamart orders of ₹1,000 or more.
- Promo Codes: Use ‘ICICICC’ for ICICI credit cards, ‘ICICIAMZ’ for Amazon Pay ICICI cards, or ‘ICICIDC’ for debit cards.
- Frequency: One redemption per user, per card, per month.
- Validity: Offer available until December 31, 2024.
Why Choose It: Ideal for shoppers frequently using Instamart for groceries and essentials.
Swiggy HSBC Credit Card Offers
Why it’s great: Weekly discounts for consistent Swiggy users
- Discount: Save 15% (up to ₹100) on Swiggy orders every Thursday to Sunday.
- Minimum Spend: ₹500 per order.
- Promo Code: Use ‘HSBC500’ to avail the discount.
- Frequency: Valid once per user per month.
- Validity: Offer valid until December 31, 2024.
Why Choose It: Best for those who order Swiggy regularly during weekends.
Federal Bank Credit and Debit Cards
Why it’s great: Flat percentage discounts for all Swiggy users
- Discount: Get 15% off on Swiggy orders.
- Additional Benefits: Terms and conditions may apply based on the card type.
- Eligibility: Specific to Federal Bank-issued cards.
Why Choose It: Reliable savings for Federal Bank customers with no complicated requirements.
Additional Points to Consider
- Swiggy One Membership Benefits: Some credit cards, like the Swiggy HDFC Bank Credit Card, include free Swiggy One membership. This membership provides free deliveries and exclusive discounts, amplifying your savings.
- Reward Points vs. Direct Cashback: Cards like HSBC and Axis My Zone offer immediate discounts, while others like Swiggy HDFC Bank Credit Card provide cashback, which can be redeemed later. Choose based on your preference.
- Usage Frequency: For heavy Swiggy users, cards offering recurring cashback (like HDFC Swiggy Card) are a better choice, whereas occasional users might prefer flat discounts (like Axis My Zone).
- Annual Fee Waivers: Many cards waive their annual fees if you meet specific spending thresholds, making them more economical.
Bottome Line: Which Card Should You Choose?
- Best for Heavy Swiggy Users: Swiggy HDFC Bank Credit Card—dedicated cashback and free membership enhance value.
- Best for Occasional Users: Axis My Zone Credit Card—simple flat discounts with no frills.
- Best for Grocery Buyers: ICICI Bank Cards—perfect for leveraging Instamart savings.
Selecting the best credit card for Swiggy depends on your spending habits and order frequency. With these cards in your wallet, you’ll never have to pay full price for your favorite meals again. Bon Appétit!
Related Articles
Marriott Bonvoy HDFC Credit Card Review and Benefits! Other Best Features You Must Check
Kotak Infinite Credit Card Benefits: Your Gateway to Premium Living
Amazon Pay ICICI Credit Card Benefits: You Must Know Latest Offers, Reward Points, intrest Rates.
About The Author
Pingback: HDFC Swiggy Credit Card Benefits And Review - RewardYourCard