Axis Bank SpiceJet Voyage Credit Card Review! Discover Best Benefits

Axis Bank SpiceJet Voyage Credit Card is a co-branded travel credit card for SpiceJet regular travellers traveling domestically most of the time. The card is a great gateway for travelers to earn rewards for flight bookings at no premium membership fee. Among its best offers are the free SpiceClub Silver membership with privileges such as priority check-in and special flight deals, and a very rewarding reward scheme giving up to 18 SpiceClub Points for every ₹200 spent on SpiceJet’s website and app.

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New customers are greeted with a ₹1,500 SpiceJet voucher after making only two transactions within 30 days of receiving the card, in addition to instant membership of the SpiceClub Silver Tier. The first-year fee is waived, but the annual fee is ₹750. The card is a value-for-money option for those seeking to save money on domestic air travel. It is issued on the Visa platform and is designed specifically for cost-conscious travelers who wish to maximize flight rewards, lounge access, and other lifestyle benefits without blowing their budget.

Axis Bank SpiceJet Voyage Credit Card
Axis Bank SpiceJet Voyage Credit Card

Axis Bank SpiceJet Voyage Credit Card Benefits

Various Different Benefits are as below

Welcome Benefits

With activation, cardholders are gifted with rewarding launch offers that supercharge the total value from the very first day.

  • ₹1,500 SpiceJet Voucher: As a reward upon doing two transactions within 30 days of receiving the card.
  • Free SpiceClub Silver Membership: Get instant elevation to the Silver Tier, revealing benefits such as priority check-in, lower fares, and tailor-made offers on SpiceJet reservations.

Travel Benefits

This card is designed for travelers, especially those traveling SpiceJet, with benefits that make trips more enjoyable and comfortable.

  • Max 18 SpiceClub Points for every ₹200 spent on reservations made through the SpiceJet app or website.
  • 4 Free Domestic Airport Lounge Visits annually (1 per quarter), with a minimum quarterly expense of ₹50,000.
  • Priority Check-in & Priority Flight Deals through the Silver Tier privileges of SpiceClub.
  • SpiceClub Points Redemption: Accumulated points can be redeemed for flight tickets, add-ons, food, and other things on the SpiceJet portal.

Dining & Entertainment Benefits

Though the card is travel centered, it still provides good lifestyle benefits for gourmets and entertainment enthusiasts.

  • Dining Delights Program: 15% off up to 4,000+ partner restaurants in India through Axis Bank Dining Delights (up to ₹500 discount every month).
  • Wednesday Delights: Get special midweek deals like:
  • 15% discount on Goibibo and MakeMyTrip (hotels and flights)
  • 10% discount on Swiggy and Amazon Fresh

Other Important Benefits

Apart from travel and lifestyle, the card also offers value-added benefits that contribute to overall savings.

  • 1% Fuel Surcharge Waiver on spends between ₹400 and ₹4,000 (max waiver ₹400 per month).
  • Renewal Benefit: Earn 1,000 SpiceClub Points upon successful renewal every year.

Milestone Rewards:

  • Get 2,000 bonus SpiceClub Points on annual spends of ₹1 lakh.
  • Get 3,000 bonus SpiceClub Points on annual spends of ₹2 lakh.

Rewards Structure:

  • 18 SpiceClub Points for every ₹200 spent on SpiceJet flight bookings (app/website).
  • 6 SpiceClub Points for every ₹200 on online expenditure (food, bills, entertainment).
  • 3 SpiceClub Points for every ₹200 on all other domestic expenditure.
  • 3 SpiceClub Points for every ₹200 on international expenditure.

Reward Redemption

  • Flight Tickets: Exchange points for SpiceJet flight discount.
  • Upgrades/Add-ons: Exchange points for seat upgrades, extra baggage, or meals.
  • Other Services: Exchange for SpiceJet gift vouchers or other services like priority boarding.
  • Points expire after 1 year and provide maximum value when used for flight tickets and upgrades.

Fees And Charges

Fee/Charge Amount
Joining Fee ₹1,500 (First year free)
Annual Fee ₹750 (Waived in the first year)
Interest Charges 3.4% per month (49.99% p.a. annualized) on outstanding balance
Cash Withdrawal Fee 2.5% of the withdrawn amount (minimum ₹300)
Late Payment Fee ₹100 to ₹1,100 depending on the outstanding balance
Over-limit Fee 2.5% of the over-limit amount (minimum ₹500)
Foreign Transaction Fee 3.5% of the transaction value

Documents

Document Type Required Documents
Identity Proof Any one of the following:
  • Passport
  • Driving License
  • Aadhaar Card
  • Voter ID Card
  • PAN Card
Address Proof Any one of the following:
  • Passport
  • Driving License
  • Electricity Bill
  • Landline Telephone Bill
  • Ration Card
Income Proof Any one of the following:
  • Latest Payslip
  • Form 16
  • Income Tax Return (ITR)

My thoughts – Axis Bank SpiceJet Voyage Credit Card Review

The Axis Bank SpiceJet Voyage Credit Card is specifically designed for business travelers, especially SpiceJet loyalists. Priced at ₹750 + GST per annum, the card is placed in a competitive range in the market. The positive aspect is that this charge can be waived if the cardholder spends ₹2 lakh per annum, which is a feasible requirement for regular usage.

As far as rewards go, the card provides a blend of travel and dining benefits in the form of 4% cashback on Ola, Swiggy, and Zomato (excellent benefit for ride services and food delivery), and 1.5% cashback on every other expense. But its strength is actually in the travel rewards, where it excels for those who are flying with SpiceJet, with discounts, vouchers, and other flight-related benefits. Though these perks make it the best for SpiceJet frequent travelers, its popularity may be partially constrained for customers who like reward redemption flexibility or travel on other airlines.

Overall, the Axis Bank SpiceJet Voyage Credit Card is a good choice for SpiceJet passangers who wish to earn the most rewards while being able to enjoy affordable travel and dining benefits. The annual fee is decent to the competition, and the benefits provided, especially for SpiceJet reservations, make this a good option for the right crowd.

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