Enjoy Big Dining Discounts with IndusInd Bank EazyDiner Credit Card Benefits

If eating out is regular routine of your lifestyle, the IndusInd Bank EazyDiner Credit Card is created for you. This co-branded credit card, in collaboration with EazyDiner, offers unparalleled value with its one of a kind highlight instant 25% off at top restaurants when you pay through PayEazy on the EazyDiner app. From an everyday meal to a fine dining one, this card promises you to save each time.
Aside from eating, the card has a balanced package with a free EazyDiner Prime membership, free movie ticket, airport lounge access, and a good reward points system. With an annual fee that is easily justified by its high-value rewards, this card is a must-have for foodies, city professionals, and lifestyle enthusiasts. In this article, we’re going to take you through all the most important things about the card from its benefits and rewards to everyday savings examples, fees, eligibility, and how to apply.

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EazyDiner Credit Card Welcome Benefits

As a new cardholder, you enjoy a package of welcome benefits that enrich your lifestyle from day one. These include A free 12-month EazyDiner Prime Membership worth ₹2,495. This membership provides assured discounts of 25% to 50% at more than 2,000 restaurants in India. 2,000 bonus EazyPoints on card activation. A ₹5,000 voucher for The Postcard Hotel, perfect for booking boutique luxury hotels.

Dining Benefits

This card provides some of the most bountiful dining rewards in the market:

Additional 25% discount (up to ₹1,000 per bill) when you settle your bill using PayEazy on the EazyDiner app. This discount is applicable on dine-in as well as take-away orders. Free premium alcoholic drink for every diner at more than 200 fine dining restaurants tagged with the ‘Free Drink’ label on the EazyDiner app.

Additional Benefits

Apart from dining, the card includes perks across entertainment, travel, and more:

  • 2 complimentary movie tickets every month (worth ₹200 each) via BookMyShow an annual savings of ₹4,800.
  • 2 complimentary airport lounge visits per quarter at domestic airports in India.
  • 1% fuel surcharge waiver on transactions ranging from ₹500 to ₹3,000 (max waiver of ₹250 per month).
  • Comes with ‘Total Protect’ insurance, covering fraudulent and unauthorized transactions, including counterfeit card fraud

Reward Points Structure and Redemption

The IndusInd Bank EazyDiner Credit Card is specially make for dining. The card has a well-structured reward system that addresses both daily spends and lifestyle indulgences.

How You Earn Reward Points

  • 10 Reward Points for every ₹100 spent on dining, shopping, and entertainment. This includes restaurant spends, online shopping websites, movie ticket bookings, and more.
  • 4 Reward Points for per ₹100 spent on all other categories excluding fuel. This ensures that your routine transactions contribute towards accumulating rewards.
  • Fuel transactions, government payments and wallet reloads do not typically earn any reward points.
  • Also, when you avail the PayEazy facility in the EazyDiner app, you gain additional advantages:
  • 3X EazyPoints in addition to the normal reward points when you eat out and settle the bill using PayEazy. The extra EazyPoints add up fast and can be redeemed for future meals.
  • 2,000 EazyPoints as a welcome gift, credited at card activation.

How You Redeem Reward Points

The card offers a convenient and easy-to-use redemption process:

  • Instant Redemption through EazyDiner App: You can redeem your earned Reward Points and EazyPoints through the EazyDiner app while paying your restaurant bill through the PayEazy option. This provides a hassle-free, real-time redemption experience.
  • Reward Points for Merchandise or Vouchers: Alternatively, reward points can be redeemed through the IndusInd Bank rewards portal for a variety of lifestyle products, gift vouchers, and merchandise.
  • 1 Reward Point = ₹0.75 while redemption for dining on EazyDiner, having high redemption value.
  • The EazyPoints will only be valid on the platform of EazyDiner and cannot be utilized or transferred as non-partner spends.

Fees

Charge Type Details
Joining Fee ₹1,999 + GST
Annual Renewal Fee ₹1,999 + GST (includes renewal of Prime membership and 2,000 EazyPoints)
Finance Charges 3.83% per month
Cash Advance Fee 2.5% of the amount withdrawn (Minimum ₹300)
Late Payment Charges ₹100 to ₹1,300 based on outstanding amount
Overlimit Charges 2.5% of overlimit amount (Minimum ₹500)
Foreign Currency Markup 3.5% of transaction amount

Eligiblity

Criteria Details
Age Minimum 21 years
Occupation Salaried or self-employed
Credit Score 750 or above recommended
Documents PAN Card, Aadhaar or Passport (ID & Address Proof), Income Proof (Salary Slips/Form 16/ITR)

How to Use the EazyDiner Platform

To truly maximise benefits of the IndusInd Bank EazyDiner Credit Card, one must know how to maximise the usage of the EazyDiner app. Not just easy dining reservations, this platform also brings instant benefit by way of discounts, reward points, and cashback if used in combination with this co-branded credit card.

Step 1: Download the EazyDiner App and Connect Your Card
The initial step, after getting your IndusInd EazyDiner Credit Card, is to download the EazyDiner app (Android and iOS compatible). Register with your phone number and connect your credit card to your account for hassle-free payment and benefit monitoring.

Step 2: Get Your Free EazyDiner Prime Membership Activated
The card is also inclusive of a free 1 year EazyDiner Prime Membership, which is otherwise priced at ₹2,095 annually. A Prime membership provides you benefits of 25%–50% savings on 2,000+ premium restaurants in top cities, including Taj, ITC, Marriott, and local upscale dining spots.

Step 3: Book a Table using the App
Use the EazyDiner app to discover and book a table at a Prime-partnered restaurant. Filter by cuisine, price, offers, and location to find the best places that suit your taste.

Step 4: Pay through PayEazy to Get Instant Discounts
During billing, choose the PayEazy option via the app. That is where your IndusInd EazyDiner Credit Card plays its role:

  • Get 25% instant discount on the bill value (up to ₹1,000 per transaction).
  • Get 3X EazyPoints, which will redeemable on your next dine out.
  • Redeem EazyPoints at the time of payment to save even more on your bill instantly.

Step 5: Repeat and Stack Rewards
The more you dine and use PayEazy, the more you benefit, both in Reward Points and EazyPoints. The two-level reward system gives you consistent savings on every dining occasion.

Personnel Advise:
Always check for additional bank-specific deals on the EazyDiner app since there are typically stackable deals. And ensure your card is set as the default payment method under PayEazy for faster checkouts and not to miss rewards.

EazyDiner Credit Card Review

From the perspective of a real-life user, the IndusInd Bank EazyDiner Credit Card is impressive primarily for its excellent reward program and best dining discounts. If you dine out frequently or like to try new restaurants, this card can truly make your experience one that is more rewarding and economical. with the EazyDiner platform is smooth, and the 25% instant discount via PayEazy is one of the most valuable features in this category.
The complimentary EazyDiner Prime membership is another positive point, it opens doors to premium dining offers across good restaurants. The card also adds lifestyle value with a complimentary movie ticket each month, which is a nice touch for entertainment lovers.
While, the only noticeable drawback is the joining and renewal fee of ₹1,999, which may be a tad pricey, especially when compared to other lifestyle credit cards that offer more segmented benefits. The other limitation is that rewards are extremely focussed on dining and entertainment. This card doesn’t offer accelerated rewards on grocery shopping, travel, or bills. This means customers may need to maintain a second credit card for daily non-dining purchases to ensure they do not miss deeper discounts in other areas.
The IndusInd EazyDiner Credit Card is great for diners and foodies, but not necessarily a standalone spending card for everything. It is best used as a secondary card to pair with another cashback or rewards card to deal with a wider range of expenses.

FAQs

1. What is the main benefit of the IndusInd Bank EazyDiner Credit Card?
The card offers a 25% instant discount on dining bills through the PayEazy option on the EazyDiner app, along with 3X EazyPoints and a free EazyDiner Prime membership, making it ideal for regular diners.

2. Can I use the card for regular shopping and still earn rewards?
Yes, you earn 10 reward points per ₹100 on shopping, entertainment, and dining. However, benefits on other categories like groceries, fuel, and utilities are limited, so you may want to use another card for those.

3. How do I redeem EazyPoints and reward points?
EazyPoints can be redeemed instantly while paying your bill via the EazyDiner app. Regular reward points can be redeemed through IndusInd Bank’s rewards platform for vouchers, merchandise, and more.

4. Is the EazyDiner Prime membership really free?
Yes, the card offers a 1-year complimentary EazyDiner Prime membership, which gives you access to up to 50% off at premium restaurants across India.

5. Is this card suitable as a primary credit card?
If most of your spending is on dining and entertainment, it works well. However, for everyday categories like fuel, groceries, or travel, it’s better to use this card alongside another rewards or cashback card.

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